Instant Rewards Network


instant rewards network scam

Jobs are scarce in a lot of towns in America. People are getting desperate and creative in looking for ways to put food on the table. Instant Rewards Network is beginning to gain notoriety and people are looking for answers. My investigation was simply to check the validity of the opportunity for a friend. But what I found as I dug deeper and deeper into the business needed to be shared as well.

The Scam – IRN on Trial

You would be surprised by how many people just want to hear, “It’s a scam.” so they can say, “I knew it!” and move on. But I like to have all the facts and make my own decisions about things. If you are like me, you may find this article helpful. I have presented the information about various aspects of the business as a whole; the good, the bad, the pros, and the cons. Use it to come to your own conclusion.

#1 Question: Is it legit?

Yes – Unlike the scum out to just steal your money, IRN never asks for financial payment info because you never pay them for anything. They pay you. Now there’s a novel idea – a company that actually pays you (daily) for work that you do for them. Hmmm. That sounds pretty legit, doesn’t it? Keep reading.

#2 Question: Can I really make money with this?

It takes a little work in the beginning to get it going but after that, it pretty much runs on autopilot. The more time you invest, the more benefits you will reap. The biggest reason people don’t make money at anything is that they give up without really trying. If you’re hungry and willing to work, you can make money with this.


#3 Question: Is there a fee to join?

What does it cost to join Instant Rewards Network? $0.00

What about if I upgrade? Do I pay some kind of upgrade fee then? Nope!

My sponsor is telling me I will have to pay a fee to join, like $12 or $20 or $40 or … Your sponsor is either confused or trying to pull a fast one on ya. Get a different sponsor if it’s not too late. There is NEVER EVER EVER a fee to join Instant Rewards Network….not today, not a month after you join, not a year after you join.


#4 Question: Are there any start-up costs?

FIRST – THERE ARE NO JOIN FEES. See #3 above. If you have never owned your own business, think of start-up costs like back-to-school supplies. It’s just stuff you are going to need (or want) as you build your new business.

If you decide to join, there’s a part of the training process called meeting requirements where you will have to sample one of the free offers. You can cancel it during the free trial period so there’s no cost to you. Basically, they want you to know how that works so if one of your referrals has questions about it, you will have trained on it. It’s very quick and painless. I don’t really think of that as a start-up cost since many of the offers are free. Most people just try one of the free ones to get through the training, but some people genuinely want to try offers that will benefit them in some way, like a wine club or hunting knife or kid’s bedtime books. Some of those require you pay postage but will let you keep the item even if you cancel the trial.

Even though I didn’t have to try as many offers as I tried, I was, after all,  investigating the company, so I tried a variety of them. I canceled ALL of the offers during the free trial period and still, I got to keep about half the things they sent to me. I got a really cool Japanese kitchen knife, books and crafts for my nephews, and, even though I’m still fairly young, I tried some anti-aging lotion. Guess what? I still turned a year older while trying it (ba dum pum, tschh).


#5 Question: Why do they need my name and email?

I hate it when a form asks for my name and email but doesn’t tell me why they need it and what it gets me – on the other side. Well, this article will give you an overview of the forms involved with IRN, and the Resources page shows you Step-By-Step what comes after every form, step and process. It includes screen shots as well.

#6 Question: How Do I Make Money?

Well, if there are no fees to join and no fees to upgrade, how are people paid? That’s the million dollar question. When you watch the 2nd video called the Overview or Orientation video, it explains everything in a lot more detail than I can do it justice here. For brevity’s sake, I’ll give you the oversimplified version. You get people to join the network and like I explained in #4 above, try a freebie offer like maybe some free children’s books, video games, cookbooks, a hunting knife or whatever. Some will like the service and keep it. Others will cancel and never pay a dime. The ones that like the offers and keep the service are the ones who make the advertisers happy. And a happy advertiser spends lots of money! They pay IRN and IRN pays you. What’s nice about this arrangement is that it doesn’t matter what your referrals try, IRN pays you very handsomely every time! Watch the Orientation Video for a lot more details. It explains it really well.

#7 Question: Who Are You?

I’m Kev, a proud, honest, hard-working American writer, editor and developer who spends a full day at a job in the city then comes home to freelance work in the evenings. I spent a lot of time researching and investigating Instant Rewards Network with no intention of actually working the business until readers started asking if they could join my team. I get a lot of enjoyment out of writing articles and helping new entrepreneurs understand the business, figure out their best marketing direction for where they live, and help them in brainstorming ideas over the phone to maximize the time in their lives to allow for building their own Instant Rewards Network business.

Instant Rewards Network – Keywords • Forms • Getting Started

• ADVANCED FORMS — Most forms are located on the IRN site, but agents can incorporate custom forms into any Web page, like the one shown here without having to go to the IRN site. If you wish to try it out, use your real name and email. When you click submit it will initiate an “Auto-Responder” with a nice, professional-looking email created with the same drag and drop software.

• PRE-MADE EMAIL RESPONDERS — When a person enters their name and email into that first form by the intro video, their info comes to you (the agent). It is your job to supply them with information on what to do next. Fortunately, IRN has several pre-made emails you can use as is, that already have your name and your links inserted in the emails. But a lot of people will customize the emails with their own words to make them a but more personal. It’s up to you.

• CUSTOM GRAPHICS EMAIL RESPONDERS — You may choose to build your own fancy email responders using drag-and-drop online email makers — use this form to see the one I made. The same software is used to make the fancy custom forms (like the one shown here) that you can incorporate into your own site.

• SUBSCRIPTIONS — A subscription form is sometimes located on the introduction page or as an ACCESS PORTAL to get to the good stuff (special sections and videos). Subscribers have access to a lot more things than visitors. After a visitor becomes a subscriber through the form on the Intro Video page or through an access portal, the referring agent will introduce him/herself to the new subscriber and usually send them direct contact information, a welcome email and other helpful information. The subscribers can then directly email, call or text the agent with questions. If you do not see a referral agent’s name when you join, find one. It is imperative that you find and join under a great agent/mentor who can guide you through the process and answer your questions.

• ORIENTATION ~~~ HOW IT WORKS   If a visitor subscribes (from the intro page, custom form or an access portal) to Instant Rewards Network, a new window opens to an Orientation video. In my opinion, this is the most informative video in the post-subscriber, pre-member area of the site. In a few minutes it covers every aspect of the business. It should pretty much answer any question you have, and save you lots of reading.

• REGISTRATION  After the Orientation video the subscriber is provided a button that will take them to the Instant Rewards Network registration page to officially join the network and enter their contact information or simply exit if not interested. I have provided the video on the Resources page. Normally, only subscribers get to see this video as they complete their registration.

• FEES  There are no monthly fees. Instant Rewards Network will never ask for financial information. They do not require payment of any kind as there are no fees to join, no upgrades fees and no monthly fees. Instant Rewards Network and all of its agents are paid by the advertisers. It’s like a real job: You work. You get paid. BUT…You don’t get paid by the hour,and the pay isn’t proportionate to the amount of work that’s done. If you set up your business model properly (with the help of a great sponsor/mentor), there won’t be a lot of work involved.

YOUR OWN WEB PAGE  Agents receive a Referral ID and get to select one of 17 Web page styles. Watch the Orientation video for a very detailed description of the Web page and how to use it.

• TRAINING VIDEOS AND GUIDES  There are numerous training videos for people of all skill levels from beginner to advanced. They did a great job with all the training materials.  I was impressed. There is no set curriculum that I could find. Agents can watch any video in any order, and as many times as they wish. Want to skip all the videos and head straight to the training area? Follow these directions EXACTLY

• STARTER — An agent’s first assignment is to meet requirements. Think of this as on-the-job training. Here’s how it was explained to me: Everyone must do the training to know how it works and be able to explain it to others. Every agent in the system has done it and so must you. Want to skip all the videos and head straight to the training area? Follow these directions EXACTLY

• COMMISSION  Agents make commissions from Instant Rewards Network based on their referrals. There are several different commission levels but most agents follow the general layout provided by IRN that pays almost $100 per referral because it’s easy money.

• COMPANY PRIZES, BONUSES AND EXTRAS  IRN has been paying a referral bonus ever since I have been a member. Also, recently, I was one of 50 winners in a monthly random drawing at IRN (just for agents). Additionally, there are several other ways that IRN pays you a bonus commission. Some agents make a bundle ($1000/week) just off the bonus commissions.

The Real World

Analogy: From the Mall to the BankI hate it when people show off their bank accounts and the checks they receive. So what? You made money. Good for you. That doesn’t mean I’M going to make money! Right? However, visitors still ask about members in this business and if they are successful. So, to those inquisitive visitors, I present Ash.

Ash is a stay-at-home mom whose husband is in the military. She read my articles, and asked me if I would be her mentor. She went from joining one morning, to studying the materials I sent her that night, to making $360…in the next couple of days. And she just keeps bringing it in week after week.

I helped Ash realize a promotion technique that worked for her, in her situation. That’s another “pro” about the business. You are the king/queen of your own castle. Run your business the way you want. Do what works best for you, in your town, in your situation, etc. If you’re not sure what that is, be sure to get a great mentor so they can help you figure it out.

Falsifying Info = Bad

How do you avoid getting your account locked out before you even join? Simple, use the same name and email consistently. Some people want to use fake names and emails in the forms to see what’s on the inside thinking no harm, no foul. But that’s where they’re wrong! IRN has checks in place to prevent fraud. If caught using two different names or emails they will lock down your account. I hear it happens a lot because everyone thinks they’re the first to think about using a fake email and that there is no way others can know. You’re not the first, trust me. And they do have ways of knowing.

My best advice is this: if you think you might eventually join IRN or another online business, setup a gmail account that you can use in all the forms, and eventually as your freelance business email account. This way you can keep your business emails separate from your personal email.

My Sponsor Won’t Help Me! What Can I Do?

First, some terminology:

  1. SUBSCRIPTION FORM – is the one you see that asks for your name and email only. It usually accompanies the first video or entry page. You may subscribe to more than one source, but you can only register once.
  2. REGISTRATION FORM – is the one that asks for your address and phone number, and how you want to be paid.
  3. MEETING REQUIREMENTS – occurs after you have registered. It’s part of the training (getting your Starter credit). This will make sense to you only if you have come this far. Otherwise, don’t worry about it for now.

Have you REGISTERED yet?


  1. Find a sponsor you like by reading articles (like you’re doing now).
  2. Enter your name/email in one of their SUBSCRIPTION forms so you can start receiving their emails.
  3. Communicate with them to decide if this is the team you wish to join.
  4. If so, use the registration link they send to you.
  5. If not, simply enter your name/email in someone else’s form (go to step 2)

YES – I have registered:



  1. Send an email to your sponsor and ask them if they mind if you join another team.
  2. If you do not hear back from them, contact IRN customer support
  3. Supply customer support with YOUR email and the email of the NEW sponsor you want.
  4. Customer Support will attempt to contact your sponsor and request approval for the transfer.
  5. If approved, they will switch you to your new sponsor.
  6. If not approved, you must stay with your current sponsor.
  7. DO NOT RE-REGISTER under a different name/email. It will cause login problems for you.


  1. Once you have MET REQUIREMENTS your sponsor is paid a commission for helping you get your business up and running and teaching you about Instant Rewards Network.
  2. If your sponsor isn’t doing that, you should find a new sponsor.
  3. However, once your sponsor has been paid for helping you, you cannot switch.
  4. If you think about it, why would another sponsor help you if they are not being paid a commission to do so? Why would they give their secrets to you? You are their competition now, right?
  5. This is a tough realization for newbies. Put yourself in their shoes. Would you take time out of your day to help someone else if you weren’t being paid to help them? Would you give them your best marketing secrets so they can go out and try to take customers away from your own business? No way!
  6. Your only option now is to learn on your own.

More Answers on the Resources Page

If you do decide to join and you’d like to join my team, simply use the big green button below or one of the in-page access portals (forms). I have a custom step-by-step guide and Quick Start and Slow & Steady Start-up Lists that I send to all my team members that you won’t find anywhere else. It’s a collection of secrets I’ve learned while working for IRN. I want you to be successful, and I’ll help you in any way I can.


Still on the fence?

There’s more answers here.

Resources High Speed / Cool Graphics Resources Mobile / Slower Connection

Ready to get started? Click this big green button. I have some cool stuff with your name on it!


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Kevin began as writer and graphic designer for American Family Magazine when it was a publication distributed in Seattle. He is now the Chief Editor and Web Designer of the magazine. If you would like to submit an article for publication, please contact Kevin via the Contact page.


  1. Hi Kevin! I am very interested in Instant Rewards and being on your team! I will click on the link and register now.

  2. I was wondering. I read your article and thought it was very helpful. Someone posted an ad for the same company. But she says there’s a $12 fee…

    • Laura – thanks for your question. This is a very popular question. I have revised the article to try to filter out this question for you and others. Please re-read the article and see #3 Question.

  3. Hi, I found this article very informative & useful for those looking for a decent work/home opp. I’m in burbs of Chicago & my company in insurance sales is laying off for the summer after health care enrollment. so tired of feeling on a leash, under valued & worry of being laid off.

    so after watching ideos of instant rewards, where does the marketing for other companies like walmart etc come in? I keep reading/hearing referrals to signup so bit confused.
    thanks again.

  4. How do you get a Google number?

  5. It’s wonderful to find someone who has researched and verified that this is not a scam. I’ve lost $100.00s to scams. Now, I’m looking, with confidence, at joining this business. Any and all mentoring/marketing advice and assistance would be greatly appreciated. Thanx so much for the insight and bringing spirits up again about ‘home income’ opportunities.

    • Hi Cindi – I saw that you signed up yesterday on our team. Welcome, and thanks for the kind comment. I look forward to working with you.

  6. I’m curious about the company and i wanted to know exactly i do i make the money. gp

  7. My main concern is after you hit 600 how great is the taxes you pay back?

    • Thanks for the comment, Ken. Others will likely find the answer helpful as well. Like any job, you must pay income taxes. But unlike most jobs, you will have to pay income tax on IRN income yourself. It isn’t automatically withheld like an employer might do. So, my advice is to keep two accounts; one for income from IRN and one (savings account) for the taxes. Every time you get paid, put a portion of it (at least 25%) in the savings account. At the end of tax season you should have enough to pay taxes, depending upon your tax bracket. If you end up not having to pay taxes on it due to any number of factors, use it to do something fun. Take a vacation or buy yourself something nice, or keep saving it.

  8. How do you get the referrals. Are they entirely up to the employee or is there help at least in the beginning.

    • Hi Day – If you join under a great sponsor/mentor they will be your coach the entire way.

  9. Hello, I loved the informations that you shared. I’d like to start Instant Rewards but first of all I need a good mentor to show me how to make a good money.

  10. I am thinking of doing this. Is Instant Rewards a legitimate company? Thank you.

    • Hi Pam – I have thoroughly investigated this company and can say without a shadow of a doubt that it is legitimate. Think of Instant Rewards Network as the bookkeepers, sort of like PayPal or a contract agency. You do the work for the Fortune 500 companies, Instant Rewards makes sure you are paid.

  11. I am looking at online telecenter which is a part of the instant rewards group. they do the same thing but get calls instead of using a web page to advertise, at least as far as I can see. Have you heard of this and do you know if it is the same kind of deal?

    • Hi Lesa – I have not heard of that, sorry. If I look into it in the future, I’ll let you know.

  12. My husband and I are both disabled and spend most of the year living in Belize. We do also have a home in N.C. and are wondering if we can work for IRN while we are in Belize. Our internet and phone service work very well here, and we also use Skype and Facebook chat frequently. Thanks!

    • Hi Cindy – I checked with customer support and they said you may join and operate your home business while in the states but not from Belize. Countries allowed right now: USA, Canada, UK and Australia.

  13. I like the information that you’ve shared on your website, however, I don’t have a sponsor and would like to join your team.

    • Anyone may join the American Family Magazine team at Instant Rewards via this link: Team Kev at IRN

  14. I have been with Instant rewards “part time” since last August. I also just completed my taxes and it was pretty simple to do. This program does pay and is backed by the IRS. It does take work though! The money does not just fall in your lap!

    • Thanks for your comment, Alicia. You are correct. It’s not difficult work, but there is some work involved. It depends on how you setup your business and how much you want to make. I’m not sure what you mean by “backed by the IRS” but if you mean that it is recognized by the IRS as a legitimate income source, that is correct.

  15. Instant rewards is not a scam. I’ve been doing it since the beginning of January and have been paid well….each payment I received within a few hours. Never had an issue.

    • Just want to know how much can I made and what is the start up cost?

      • ===============================================
        $0.00 == Join Fee: testimonials video
        $0.00 == Presentation: overview video
        $0.00 == Registration: register video
        $0.00 == Monthly Fees
        $0.00 == Web Page Fee
        $0.00 == Training Fee
        $0-$1 == Lifetime Member
        $0-$1 == TOTAL START-UP COSTS
        Commissions range from $20 to $120.
        No limit on income.
        Company pays daily within 24 hours.
        Excellent customer service.
        Work with real people.
        Phone/text/email (your choice).

  16. How old is this company? I just received an email from a potential Agent

    • The company was formed in 2009.

  17. My question regarding the IRN is how do you claim this on your taxes?

    • Hi Meagan – It’s best to discuss this with your accountant but when you hit $600 the company requests you complete a W-9.


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