Budgeting
In these tough economic times we must learn to spend less and make the things we have last longer. Here are a few ideas for you to try.
Budgeting 101
The more complicated the budgeting process is, the less likely a person is to keep up with it. The budgeting process is designed to be flexible...Anticipating budget-busting events, and modifying the budget accordingly, allows consumers...
read moreReduce Property Taxes
The two most fundamental tools are the unlimited marital deduction and the unified credit. Under the marital deduction, assets transferred from a decedent to his or her...
read morePlan Meals to Save $
If the holidays have left your pocketbook feeling a little less full than your stomach, you’re not alone. At the top of nearly everyone’s New Year’s resolution list is the wide-reaching goal to “save more money.” If saving money happens to be one of your goals for the new year, you’re in luck, there’s much you can begin doing now to help you do just that. A great way to begin is to reduce your monthly grocery bill. For most households, this is the single most expensive cost that you have the most...
read moreThrifty Treasure Trove
I was at a local hardware store the other day, once again rummaging through the scrap pile of lumber. Actually, I’m there quite a lot and might as well be referred to as a “regular.” As soon as the gentlemen there see me, they’re always curious as to what I’m up to and what I’m making. When it comes down to it, I’m always up to the same thing-saving money. Instead of digging down deep in my pockets for more money, I find myself digging deep for more creative ideas on how to avoid having to do the prior. This past visit found me...
read moreBlack Friday Begins
Think you have to wait until Black Friday for blowout sales? If you wait until then you may very well miss out on great deals and the best selections. Retailers have certainly not been immune to the woes of the economy and in an effort to improve their own bottom lines, they’re spreading out the holiday sales, starting earlier and putting their best prices out on a multitude of items-not just a handful to lure you in the door. What started a few weeks back as a war on toy prices as major retailers competed for consumer cash, has now become a...
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